Capital Program Matcher
See exactly how the "Recommended Capital Programs" algorithm works on the Funding Profile step — and tune the thresholds that decide which products a client sees.
Live Tester
Pick the same five inputs a client sees. The parsed numbers and resulting recommendations update instantly.
Credit Score
0 (not set)
Monthly Revenue
0 (not set)
Requested Amount
0 (not set)
Personal Income
0 (not set)
Priority and Use of Funds are captured for the lender submission but do not affect which programs are recommended here. Recommendations are driven only by credit score, monthly revenue, requested amount, and (for Credit Payoff) personal income.
Recommended Programs (3)
🏡 Home Equity Investment
Always recommended (no minimums)
📈 ROBS 401(k) Tax-Free Rollover
Always recommended (no minimums)
💵 Cash Home Offer
Always recommended (no minimums)
Engine Speed Profile
Measured stage timings from real recommendation cycles. Baseline is a first visit (pays for the live ranking); optimized is a repeat visit served from the ranking memo. Only durations and counts are stored — never applicant data.
Cycles captured
0
Baseline (first visit)
—
p50 · 0 runs
Optimized (repeat)
—
p50 · 0 runs
Measured speedup
—
baseline ÷ optimized
Stage breakdown
No cycles captured yet. Open the wizard's Recommended Capital Programs step on this browser, then press Refresh.
Recommendation parity
Not run yet. Verifies the optimized paths return exactly the pre-optimization results.
Live rankings: 0
Memoized: 0
Fallbacks: 0
Cycles with errors: 0
Memo entries: 0
Range → Number Mapping
Each dropdown selection is converted to a single representative number used by the threshold rules. These must cover every tier offered in the dropdown — a missing tier resolves to 0 and breaks matching.
Loan Amount
Less than $20,000$12,500
$20,000 – $49,999$37,500
$50,000 – $99,999$75,000
$100,000 – $249,999$175,000
$250,000 – $499,999$375,000
$500,000 – $999,999$750,000
$1,000,000 – $1,999,999$1,500,000
$2,000,000 – $3,999,999$3,000,000
$4,000,000 – $7,999,999$6,000,000
$10,000,000 or more$10,000,000
Monthly Revenue
Below $8,000$5,000
$8,000 – $24,999$17,500
$25,000 – $49,999$37,500
$50,000 – $99,999$75,000
$100,000 – $249,999$175,000
$250,000 – $499,999$375,000
$500,000 – $999,999$750,000
$1,000,000 and above$1,250,000
Credit Score
Below 549525
549 – 599575
600 – 649625
650 – 699675
700 – 749725
750 – 799775
800 or higher825
Recommendation Rules
A program is recommended when all "Required" conditions pass and at least one "Any of" condition passes (Any of is optional). Leave both empty to always recommend.
⚡Merchant Cash Advance (MCA)
merchant_cash_advance
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
💼Working Capital
working_capital
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
🏦Business Term Loan
term_loan
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
💳Business Line of Credit
business_line_of_credit
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
🏛️SBA Loan
sba_loan
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
🔧Equipment Financing
equipment
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
🛞Equipment Leasing
equipment_leasing
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
🏗️Asset Based Lending (ABL)
asset_based_lending
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
🔨Fix & Flip Loan
fix_and_flip_loan
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
🧱Ground Up Construction
construction_loan
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
🏢Commercial Mortgage
commercial_investment_mortgage
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
🏠Self Employed Mortgage
self_employed_mortgage
No match
Required (ALL must pass)
≥
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
💰MCA Line of Credit
mca_loc
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
📊Revenue-Based Term Loan
revenue_based_term_loan
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
🟢No Credit Check Business Funding
no_credit_check_business_funding
No match
Required (ALL must pass)
≥
Any of (at least one must pass — optional)
No conditions — ignored
📈Revenue Based Line of Credit
revenue_based_business_line_of_credit
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
🔄MCA Reverse Consolidation
mca_reverse_consolidation
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
📄Invoice Financing
invoice_factoring
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
🃏Credit Card Stacking
credit_card_stacking
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
🚚Commercial Vehicle Financing
commercial_vehicle
No match
Required (ALL must pass)
≥
Any of (at least one must pass — optional)
No conditions — ignored
🏢Commercial Mortgage
commercial_mortgage
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
🏘️DSCR Loan
dscr_loan
No match
Required (ALL must pass)
≥
≥
Any of (at least one must pass — optional)
No conditions — ignored
🔧Credit Payoff & Restructuring Programs
credit_payoff_funding
No match
Required (ALL must pass)
≥
Any of (at least one must pass — optional)
≥
≥
🛠️Credit Restructuring
credit_restructuring
No match
Required (ALL must pass)
≥
Any of (at least one must pass — optional)
≥
≥
🚀Startup/Personal Funding
personal_loans
No match
Required (ALL must pass)
≥
Any of (at least one must pass — optional)
No conditions — ignored
🏡Home Equity Investment
home_equity_investment
Soft qualified
Required (ALL must pass)
No conditions — ignored
Any of (at least one must pass — optional)
No conditions — ignored
📈ROBS 401(k) Tax-Free Rollover
401k_tax_free_business_rollover
Soft qualified
Required (ALL must pass)
No conditions — ignored
Any of (at least one must pass — optional)
No conditions — ignored
💵Cash Home Offer
cash_for_homes
Matches
Required (ALL must pass)
No conditions — ignored
Any of (at least one must pass — optional)
No conditions — ignored